Insurance Definitions
<h4>WHO IS INSURED?</h4><p>Registered participants of a member club / organization of a Provincial Union within Canada found within the National Rugby Registration System powered by SportLoMo.</p><p><strong>Who are member Provincial Unions?</strong><br>(Please click each union to see a list of member clubs / organizations within each province)</p><p><a href="http://members.rugbycanada.ca/page/show/2221196-alberta" target="_blank">Rugby Alberta AKA The Alberta Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2220550-british-columbia" target="_blank">BC Rugby AKA The British Columbia Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2221102-manitoba" target="_blank">Rugby Manitoba AKA The Manitoba Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2221160-new-brunswick" target="_blank">The New Brunswick Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2221145-newfoundland" target="_blank">The Newfoundland Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2219760-nova-scotia" target="_blank">Rugby Nova Scotia AKA The Nova Scotia Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2224867-ontario" target="_blank">Rugby Ontario AKA The Ontario Rugger Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2221157-prince-edward-island" target="_blank">The Prince Edward Island Rugby Union</a></p><p><a href="http://members.rugbycanada.ca/page/show/2226419-quebec" target="_blank">Rugby Québec AKA Le Féderation de Rugby de Québec</a></p><p><a href="http://members.rugbycanada.ca/page/show/2219861-saskatchewan" target="_blank">Sask Rugby AKA The Saskatchewan Rugby Union</a></p><p><br></p><p><strong>Who is a registered participant?</strong></p><p>All active members, employees, officers, directors, officials, referees, players, coaches, managers, volunteers, medical staff, and auxiliary workers whom register with a member organization.</p><p> </p><h4>WHAT ACTIVITIES ARE COVERED?</h4><p>The practices and league matches of registered clubs are the only competitions considered sanctioned and insured by default when all athletes, team management and staff and all participants (volunteers, organizing committee / board of directors) are registered within the current membership year with a member organization. Other Provincial Union sanctioned or authorized activities and events held by member organizations such as exhibition games, try rugby events, tournaments, winter training, camps or clinics, programs or academies, seminars, tours and fundraisers may also have the insurance extended to them when approval is granted by Rugby Canada and one's Provincial Union.</p><p> Any other event may seek sanctioning by an authorized representative of a member organization and thus the National Insurance Program can be extended with the proper application being filled out. Please click the below areas for more information.</p><p><a href="http://members.rugbycanada.ca/rugbyevents" target="_blank">Rugby Events</a> (Exhibition Games / Tournaments)</p><p><a href="http://members.rugbycanada.ca/rugbyprograms" target="_blank">Rugby Programs</a> (Camps, Clinics, Programs or Academies)</p><p><a href="http://members.rugbycanada.ca/toursanctioning" target="_blank">Tours</a> (International or Domestic)</p><p> </p><h4>WHEN IS THE PERIOD OF COVERAGE</h4><p>The 2016 Rugby Season receives coverage from May 1, 2016 to April 30, 2017.</p><p>The BC Rugby split season receives coverage from September 1, 2016 to August 31, 2017.</p><p><strong>Visitor / Temporary Athlete Memberships</strong></p><p>Any person purchasing a Visitor / Temporary Athlete Membership will have the ability to set a defined 15-day window during the registration process in which they will be provided coverage for said period. Visitor / Temporary Athlete Memberships are not eligible for extended medical coverage as there are not considered full members (except in the Province of BC). Coverage is extended to while they are participating in sanctioned events and practices in the sport of rugby as approved by proper authority of Rugby Canada and the associated Provincial Union.</p><p><strong>Sanctioned</strong><strong> and Approved Events, Programs, or Member Organization Tours</strong></p><p>The length of period outlined during the application will receive general member coverage once approved by one's Provincial Union and Rugby Canada.</p><p> </p><h4>FREQUENTLY ASKED QUESTIONS</h4><p><img src="http://sportlomo-userupload.s3.amazonaws.com/uploaded/galleries/13767_uploaded/8bd84f7cf9c45b64828a8ed5c82cb8609b949027.png" data-type="image/png" data-filesize="633" class="fr-dii fr-draggable"> <a class="fr-file" href="http://sportlomo-userupload.s3.amazonaws.com/uploaded/galleries/13767_uploaded/3911fdca6e54f34eb0ca612b58ac117ea2221bd3.pdf" target="_blank">FAQ</a></p>